Red Badger | Insights & Resources

Cogo: Combining AI, Green Engineering & Finance for a Sustainable Future

Written by Red Badger Team | Sep 26, 2023 7:44:47 AM

In today's rapidly evolving financial landscape, sustainability and carbon management have become a high priority. As the finance industry grapples with the challenges of climate change, innovative solutions like Cogo are leading the way in helping banks and their customers transition to a low-carbon economy by blending AI, Green Engineering, and traditional finance practices. 

The Role of AI in Modern Banking:

Artificial Intelligence is revolutionising the finance industry. From chatbots assisting customers to predictive analytics forecasting market trends, AI's capabilities are vast. When it comes to sustainability:

  • Predictive Analysis: AI can predict a company's or individual's carbon footprint based on historical data, enabling proactive measures.
  • Automated Reporting: AI tools can automatically generate sustainability reports, ensuring transparency and compliance with global standards.

Green Engineering: Building a Sustainable Future

Green Engineering involves designing products and processes that conserve energy and natural resources while reducing environmental impact. In the context of finance:

  • Infrastructure: Banks are adopting green building standards for their physical locations, reducing energy consumption and environmental impact.
  • Digital Solutions: Digital banking solutions reduce the need for paper, leading to decreased deforestation and waste.

What is Cogo?

Cogo bridges the gap between these technologies and offers state-of-the-art carbon footprint management solutions empowering both individuals and businesses to measure, reduce, and offset their impact on the climate. Cogo's products enable businesses and consumers to track their carbon emissions seamlessly through their banking experience.

Why Choose Cogo?

  • Experience: Cogo stands out as the leading carbon management expert with over a decade of experience, trusted by major banks globally.
  • Carbon Data: Cogo's carbon calculator, developed by a team of world-leading carbon footprint experts and data scientists, ensures the most accurate footprint for customers by drawing on market-specific emissions data.
  • Behavioural Science: Measuring carbon footprints is just the beginning. Cogo understands that consumers and businesses need personalised, actionable insights to reduce their carbon emissions. Their behavioural science approach adds incentives to take climate action.

Cogo's Impact in the Finance World:

Several of the world's leading banks and financial institutions have partnered with Cogo, recognising the value it brings in transitioning their customers to a low-carbon economy. Notable mentions include:

  • NatWest: Introduced a carbon footprint tracking feature developed in collaboration with Cogo.
  • Suncorp: Working with Cogo to deliver insights to customers for a brighter future.
  • Commonwealth Bank: Motivated to make a difference on the carbon emissions front for their Australian customers.
  • OTP Bank: Utilising Cogo's cutting-edge technology to educate colleagues and customers about their carbon footprint and measure their own carbon emissions.

Leading transformation in the Financial Sector with Sustainable Digital Products

Red Badger has consistently been leading the way in driving digital transformations for some of the most well-known names in the finance sector.


In the case of Security Bank, a leading bank in the Philippines. With Red Badger's expertise, they revolutionised their digital customer onboarding process. This transformation wasn’t just about digitisation; it was about increasing the overall customer experience. By adopting a streamlined, agile, and product-centric strategy, the collaboration reduced customer lead times, from 7 days to only 11 minutes. Read into this transformation in our recent case study.

The Bigger Picture:

As the finance industry continues to evolve, the integration of sustainability into banking practices is no longer a choice but a necessity. Cogo's solutions not only help in reducing carbon footprints but also play a huge role in shaping the future of green, sustainable banking.